Some Famous Last Words: "If I only had invested earlier..."

You can avoid 'missing out' on financial opportunity by learning more about the different financial phases of life. The 3 key phases to financial life are as follows:

• The Accumulation Phase
• The Distribution Phase
• The Wealth Transfer Phase

There are Tax consequences to each phase of your financial life. Lakefront Capital Management will offer you several options on how and when to choose to trigger taxes for your family or your Company.

Consider talking to us and a Tax Professional to arrange for excess earnings in an Operating Co. to be paid as dividends to a Holding Co. which protects the Operating Co. earnings from creditors.

In Canada these dividends are generally tax-free and can be then diversified to be invested in Marketable Securities. Tax free is always good.

If the Operating Co. needs cash for any reason it can be arranged for the Holding Co. to lend money to the Operating Co.

When you understand the rules of the game you can make them work to your advantage.

Contact Lakefront Capital Management and learn about benefits like:

• How to build a Tax Free Pension for Retirement
• Secure protection from Creditors
• Income Spitting and Timing your Income
• Stay on course with Lifestyle changes, Market conditions and Changes in Tax Laws.
• Identify the proper Asset Allocation model for your Risk Tolerance

You need to begin planning your life to prepare for retirement. By working with Lakefront Capital Management, you will have strong financial advisors that care about making your life better!

Call 250-306-8998 for a free consultation today!

Planning for Retirement

Retirement Savings Plans